Legal Disclaimer
Last updated: August 8, 2025
Short version: YieldForge provides education and tools (like our dividend reinvestment/DRIP calculators) — not personalized financial, legal, or tax advice. Markets change, data can be delayed or inaccurate, and you’re responsible for your own decisions.
1) Educational Use Only—Not Advice
YieldForge and all related content, tools, calculators, models, articles, emails, and social posts are for informational and educational purposes only. Nothing on our site is intended to be—or should be taken as— investment, legal, accounting, or tax advice, a recommendation, or a solicitation to buy or sell any security or digital asset. Always consult a licensed financial advisor or tax professional before investing.
2) No Advisory or Fiduciary Relationship
YieldForge is not your broker, investment adviser, or fiduciary. Using our site or tools does not create an advisory, client, or fiduciary relationship.
3) Investment Risk Disclosure
Investing involves risk, including the possible loss of principal. Prices, yields, and distributions can change or cease. Specific risks may include (without limitation):
- Dividend risk: companies can cut, suspend, or change payout schedules.
- Market/volatility risk: equity and ETF prices can be volatile and may decline.
- Sector/concentration risk: focused strategies can underperform or suffer larger drawdowns.
- Derivatives/covered‑call/leverage risk: options and leveraged strategies may magnify losses and reduce upside; distributions are not guaranteed and may include return of capital.
- Liquidity/currency risk: some assets may be thinly traded or impacted by FX moves.
- Digital asset risk: cryptocurrencies can be highly volatile, face regulatory changes, and may experience technological or market disruptions. Past performance does not guarantee future results.
4) Hypotheticals, Projections & Backtests
Any projections, hypothetical results, scenario analysis, or backtested performance (including DRIP outcomes) are illustrative only. They rely on assumptions that may not reflect real markets (e.g., constant dividend growth, steady price appreciation, stable tax rates, or uninterrupted reinvestment). Actual results will differ due to fees, slippage, taxes, trading halts, corporate actions, timing, rounding, and behavioral decisions.
5) Calculators & Modeling Assumptions
YieldForge tools—including our Dividend Reinvestment (DRIP) calculator—use user inputs plus assumptions that may include payout frequency, compounding method, rounding rules, and estimated tax handling. Unless explicitly stated, tools do not account for brokerage fees, bid/ask spreads, partial share availability, withholding taxes, or special distributions. Results are estimates and not guarantees.
6) Data Sources, Delays & Accuracy
Quotes, fundamentals, and corporate action data may be sourced from third‑party providers and can be delayed, incomplete, or inaccurate. Corporate actions (splits, special dividends), index changes, and symbol updates may not reflect immediately. We do not warrant the accuracy, completeness, timeliness, or suitability of any data and assume no duty to update. Use at your own risk and verify critical information before acting.
7) Affiliate, Sponsorship & Compensation Disclosure
From time to time, YieldForge may feature affiliate links, sponsors, or partners and may receive compensation if you click or purchase. Such relationships do not influence our educational content or tool calculations. Where required, we label sponsored material. (If not applicable, remove this section.)
8) External Links & Third‑Party Content
Links to third‑party sites, APIs, or tools are provided for convenience. YieldForge does not control and is not responsible for their content, accuracy, policies, or security. Accessing third‑party resources is at your own risk.
9) Tax & Regulatory Considerations
Dividends, distributions, and capital gains may be taxable. Tax treatment varies by jurisdiction and your personal situation (including dividend classifications, qualified dividends, or return‑of‑capital adjustments). Consult a qualified tax professional.
10) Geographic & Regulatory Status
Unless expressly stated, YieldForge is not a registered investment adviser or broker‑dealer and does not offer custodial services. Our site and tools are aimed at a general audience and may not be appropriate or available in all jurisdictions. Accessing YieldForge where content or tools are illegal is prohibited.
11) No Offer or Solicitation
Content on YieldForge is not an offer, solicitation, or recommendation to transact in any security, ETF, fund, option, or digital asset. Any examples are illustrative and not endorsements.
12) Testimonials, Reviews & User Content
User comments, testimonials, or community posts (if any) reflect individual opinions and do not guarantee outcomes. YieldForge may moderate content but does not endorse user statements.
13) Availability, Security & Interruptions
We strive for reliable uptime and data delivery, but service interruptions, errors, bugs, outages, and security incidents can occur. YieldForge provides the site and tools “as is” and “as available.”
14) Intellectual Property & Permitted Use
All site content, trademarks, graphics, and code are the property of YieldForge or its licensors. Limited, personal, non‑commercial use is permitted subject to our Terms. Do not copy, scrape, or redistribute content without permission.
15) No Warranties; Limitation of Liability
To the maximum extent permitted by law, YieldForge disclaims all warranties (express or implied), including merchantability, fitness for a particular purpose, and non‑infringement. YieldForge and its affiliates, officers, employees, and partners will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or lost profits, arising from your use of the site, tools, data, or content—even if advised of the possibility of such damages.
16) Your Responsibility
You are solely responsible for evaluating investments, verifying data, understanding risks, and determining whether a strategy (including dividend reinvestment/DRIP) suits your objectives, risk tolerance, time horizon, and tax situation.
17) Changes to This Disclaimer
We may update this Disclaimer periodically. Continued use of YieldForge after updates constitutes acceptance of the revised Disclaimer. The date at the top shows the latest revision.
18) Contact
Questions? Reach us at legal@yieldforge.com